Example Life Insurance Policies (Forties and Fifties)


Here are some examples of life insurance policies for those over 45 years old. These examples are a rough guide and most likely don't represent your particular situation.

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Shown: Monthly premiums for a 20 year term policy
for a non-smoker male in preferred health.

AGE $100,000 $200,000 $500,000 $1,000,000
45 Years Old $20.83 $35.91 $66.06 $126.88
46 Years Old $22.43 $38.43 $72.19 $138.69
47 Years Old $23.98 $41.49 $77.88 $150.06
48 Years Old $25.46 $44.91 $84.44 $163.19
49 Years Old $27.21 $48.74 $91.44 $177.19
50 Years Old $29.23 $52.76 $99.75 $193.81
51 Years Old $31.41 $57.14 $108.50 $211.31
52 Years Old $33.78 $61.86 $119.00 $232.31
53 Years Old $36.58 $67.46 $130.38 $255.06
54 Years Old $39.64 $73.59 $143.50 $282.19
55 Years Old $43.14 $80.59 $157.06 $309.75
(Term life insurance rates as off 3/28/07- your rates may vary)

 

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