Here are some examples of life insurance policies for those over 45 years old. These examples are a rough guide and most likely don't represent your particular situation.
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Shown: Monthly premiums for a 20 year term policy
for a non-smoker male in preferred health.
| AGE | $100,000 | $200,000 | $500,000 | $1,000,000 |
| 45 Years Old | $20.83 | $35.91 | $66.06 | $126.88 |
| 46 Years Old | $22.43 | $38.43 | $72.19 | $138.69 |
| 47 Years Old | $23.98 | $41.49 | $77.88 | $150.06 |
| 48 Years Old | $25.46 | $44.91 | $84.44 | $163.19 |
| 49 Years Old | $27.21 | $48.74 | $91.44 | $177.19 |
| 50 Years Old | $29.23 | $52.76 | $99.75 | $193.81 |
| 51 Years Old | $31.41 | $57.14 | $108.50 | $211.31 |
| 52 Years Old | $33.78 | $61.86 | $119.00 | $232.31 |
| 53 Years Old | $36.58 | $67.46 | $130.38 | $255.06 |
| 54 Years Old | $39.64 | $73.59 | $143.50 | $282.19 |
| 55 Years Old | $43.14 | $80.59 | $157.06 | $309.75 |
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