Term Life Insurance Over 65 years of age

Many people over 65 years of age think obtaining life insurance coverage is not possible. That is not the case. Depending on your health status and life style, you can still get affordable rates on term life insurance.

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If you are over sixty five years of age, probably your best choice is to go with a 10 year term or 15 year level term insurance policy.

As you can understand, obtaining a 30 year term policy might not be possible, or will be too expensive, at your age.

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Examples of Life Insurance Costs

Here are some examples of level term life insurance premiums for those over sixty five years of age.

Shown: Monthly premiums for a 10 year term policy for a non smoker woman in good health at different ages 65+.

AGE	$100,000	$200,000	$300,000	$500,000	$1,000,000
65 years of age	$37.29	$66.92	$81.06	$148.80	$287.10
66 years of age	$40.59	$73.53	$87.59	$162.31	$315.00
67 years of age	$47.60	$80.05	$93.32	$177.62	$345.61
68 years of age	$43.82	$87.53	$100.47	$194.25	$379.75
69 years of age	$52.11	$96.57	$111.48	$221.40	$429.75
70 years of age	$57.42	$107.20	$128.25	$247.05	$480.20
71 years of age	$63.09	$118.53	$151.38	$274.05	$532.35
72 years of age	$69.90	$132.21	$175.05	$306.90	$597.15
73 years of age	$79.47	$151.29	$197.22	$352.83	$688.05
74 years of age	$89.15	$170.55	$ 224.46	$399.15	$778.95
75 years of age	$100.60	$193.59	$256.31	$454.50	$888.50

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