A $100,000 life insurance policy is probably not enough coverage for most people, but it is a fair amount of money that will go a long away in helping your family in case you die.
It will pay for funeral expenses, help pay for some college tuition, and maybe there will be some left over to pay outstanding bills.
A often used rule of thumb is, that you should get 5 to 10 times the amount of your annual salary in life insurance. So, for example, if you make $35,000 dollars per year, you should get a policy in the amount of $175,000 to $350,000. But, if you can only afford 100K, get a quote below.
The monthly premium quotes below are for a male who is in fair health and is a non-smoker. Note, however, that a man or woman in poor health and a smoker will pay significantly higher premiums.
|30 Years Old||$18.95|
|35 Years Old||$22.05|
|40 Years Old||$29.85|
|45 Years Old||$44.30|
|50 Years Old||$64.27|
|55 Years Old||$86.71|
3/14/2017 - These premiums are just estimates. Your costs will most likely be different.
The monthly premium quotes below are for a female who is in fair health and is a non-smoker.
|30 Year Old||$16.22|
|35 Years Old||$18.60|
|40 Years Old||$23.70|
|45 Years Old||$31.83|
|50 Years Old||$46.97|
|55 Years Old||$73.63|
4/14/16 - These premiums are just estimates. Your costs will most likely be different.
The prices shown above for men and women in regular health will change if you smoke, have or have had certain medical problems. It's best to ask your insurance advisor on the phone.
If you are taking medication for high blood pressure (hypertension), diabetes, or high cholesterol, you still may qualify for the regular rates above. But, you'll have to show the insurance company that any medical conditions are well under control and your health is good. A visit from a medical professional and a blood test will be needed.
If you are an occasional cigar smoker, some companies may give you non-smoker prices, but it will be evaluated on an individual basis.